[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.eleste.cz\/nelze-zit-bez-penez\/#Article","mainEntityOfPage":"https:\/\/www.eleste.cz\/nelze-zit-bez-penez\/","headline":"Nelze \u017e\u00edt bez pen\u011bz","name":"Nelze \u017e\u00edt bez pen\u011bz","description":"Do finan\u010dn\u00edch nesn\u00e1z\u00ed se d\u00e1 dostat daleko sn\u00e1ze, ne\u017e se d\u00e1 naopak zbohatnout. A proto u n\u00e1s daleko sp\u00ed\u0161e naraz\u00edme na n\u011bkoho, kdo m\u00e1 hluboko do kapsy, ne\u017e na toho, kdo m\u00e1 na rozhazov\u00e1n\u00ed a kdo si nemus\u00ed ve finan\u010dn\u00edch z\u00e1le\u017eitostech d\u011blat starosti. A co ten pr\u00e1v\u011b zm\u00edn\u011bn\u00fd stav v\u011bc\u00ed znamen\u00e1 v praxi? Logicky to, […]","datePublished":"2021-05-16","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.eleste.cz\/author\/#Person","name":"eleste.cz","url":"https:\/\/www.eleste.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/60cfa630c84b6c399b95e807e4bc5b6bfe4f26a47dceacbf179d7148760edc6a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/60cfa630c84b6c399b95e807e4bc5b6bfe4f26a47dceacbf179d7148760edc6a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"eleste.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.eleste.cz\/wp-content\/uploads\/eura%20a%20silueta_1.jpg","url":"https:\/\/www.eleste.cz\/wp-content\/uploads\/eura%20a%20silueta_1.jpg","height":0,"width":0},"url":"https:\/\/www.eleste.cz\/nelze-zit-bez-penez\/","about":["Finance"],"wordCount":425,"articleBody":"     Do finan\u010dn\u00edch nesn\u00e1z\u00ed se d\u00e1 dostat daleko sn\u00e1ze, ne\u017e se d\u00e1 naopak zbohatnout. A proto u n\u00e1s daleko sp\u00ed\u0161e naraz\u00edme na n\u011bkoho, kdo m\u00e1 hluboko do kapsy, ne\u017e na toho, kdo m\u00e1 na rozhazov\u00e1n\u00ed a kdo si nemus\u00ed ve finan\u010dn\u00edch z\u00e1le\u017eitostech d\u011blat starosti.A co ten pr\u00e1v\u011b zm\u00edn\u011bn\u00fd stav v\u011bc\u00ed znamen\u00e1 v praxi? Logicky to, \u017ee je mezi n\u00e1mi nespo\u010det t\u011bch, kte\u0159\u00ed si musej\u00ed za sv\u00e9ho \u017eivota p\u0159inejmen\u0161\u00edm n\u011bco odp\u00edrat. N\u011bkdo z t\u011bch nevaln\u011b finan\u010dn\u011b zaopat\u0159en\u00fdch si mus\u00ed nechat zaj\u00edt chu\u0165 na luxus, kter\u00fd je nad jeho mo\u017enosti, a n\u011bkomu u\u017e nezb\u00fdv\u00e1 dost finan\u010dn\u00edch prost\u0159edk\u016f t\u0159eba ani na naprosto z\u00e1sadn\u00ed v\u011bci, bez nich\u017e se snad ani ned\u00e1 \u017e\u00edt.A kdy\u017e u\u017e n\u011bkdo t\u0159eba nem\u00e1 ani za co j\u00edst, ani \u010d\u00edm zaplatit n\u00e1jem, o\u0161acen\u00ed a dal\u0161\u00ed nezbytn\u00e9 z\u00e1le\u017eitosti? Pak si na to doty\u010dn\u00fd mus\u00ed nejednou aspo\u0148 p\u016fj\u010dit. S t\u00edm, \u017ee uspokoj\u00ed svoje pot\u0159eby za ciz\u00ed p\u016fj\u010den\u00e9 pen\u00edze a pak se s takov\u00fdm poskytovatelem p\u016fj\u010dky postupn\u011b vyrovn\u00e1 formou obvykle \u00faro\u010den\u00fdch nebo jinak zpoplatn\u011bn\u00fdch spl\u00e1tek.Vz\u00edt si p\u016fj\u010dku m\u016f\u017ee b\u00fdt t\u0159eba i docela dobr\u00fd n\u00e1pad. Proto\u017ee \u010dlov\u011bk d\u00edky t\u00e9to p\u0159e\u010dk\u00e1 zl\u00e9 \u010dasy a do\u010dk\u00e1 se (snad) lep\u0161\u00ed budoucnosti. Ov\u0161em ne\u017e se tak stane, \u017e\u00e1d\u00e1 si to p\u0159ece jenom sv\u00e9.Ne\u017e toti\u017e n\u011bjak\u00e1 finan\u010dn\u00ed instituce n\u011bkomu p\u016fj\u010d\u00ed, po\u017eaduje prok\u00e1z\u00e1n\u00ed schopnosti \u017eadatele spl\u00e1cet. Chce vid\u011bt, \u017ee m\u00e1 doty\u010dn\u00fd dost vysok\u00e9 p\u0159\u00edjmy, \u017ee jeho pozici nezpochyb\u0148uj\u00ed dejme tomu negativn\u00ed z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, hroz\u00edc\u00ed exekuce a podobn\u00e9 komplikace. A kdy\u017e nejsou podm\u00ednky takov\u00e9 instituce uspokojeny, \u010dek\u00e1 \u010dlov\u011bk na p\u016fj\u010dku marn\u011b. Nedostane ji.Toti\u017e vlastn\u011b ji dostane, ale to \u010dasto jedin\u011b tehdy, kdy\u017e je jeho volbou nebankovn\u00ed hypot\u00e9ka. Proto\u017ee u t\u00e9 se d\u00edky nezbytn\u00e9 z\u00e1stav\u011b nemovitosti coby z\u00e1ruce spl\u00e1cen\u00ed nen\u00ed nutno ob\u00e1vat toho, \u017ee se poskytnou pen\u00edze n\u011bkomu, kdo je nebude cht\u00edt nebo nedok\u00e1\u017ee vr\u00e1tit. A tak se tu \u017eadatel p\u016fj\u010dky obvykle do\u010dk\u00e1. Co\u017e pro n\u011bj m\u016f\u017ee b\u00fdt klidn\u011b i sp\u00e1sou.                                                                                                                                                                                                                                                                                                                                                                                          4.5\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nelze \u017e\u00edt bez pen\u011bz","item":"https:\/\/www.eleste.cz\/nelze-zit-bez-penez\/#breadcrumbitem"}]}]