[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.eleste.cz\/kdyz-se-penez-nedostava\/#Article","mainEntityOfPage":"https:\/\/www.eleste.cz\/kdyz-se-penez-nedostava\/","headline":"Kdy\u017e se pen\u011bz nedost\u00e1v\u00e1","name":"Kdy\u017e se pen\u011bz nedost\u00e1v\u00e1","description":"Ne v\u017edy je podnik\u00e1n\u00ed zlat\u00fd d\u016fl. N\u011bkdy je toto naopak pomalu bezedn\u00e1 j\u00e1ma, kter\u00e1 jenom polyk\u00e1 podnikatelovy pen\u00edze a zd\u00e1 se, \u017ee jich nikdy nebude m\u00edt dost. A zat\u00edmco se tak jednou soukrom\u00fd podnikatel touto \u010dinnost\u00ed skv\u011ble u\u017eiv\u00ed a m\u016f\u017ee si pochvalovat, jindy nev\u00ed, kam d\u0159\u00edv sko\u010dit a co d\u0159\u00edv zachra\u0148ovat. A m\u016f\u017ee to dosp\u011bt […]","datePublished":"2020-11-16","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.eleste.cz\/author\/#Person","name":"eleste.cz","url":"https:\/\/www.eleste.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/60cfa630c84b6c399b95e807e4bc5b6bfe4f26a47dceacbf179d7148760edc6a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/60cfa630c84b6c399b95e807e4bc5b6bfe4f26a47dceacbf179d7148760edc6a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"eleste.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.eleste.cz\/wp-content\/uploads\/dolar%20USA.jpg","url":"https:\/\/www.eleste.cz\/wp-content\/uploads\/dolar%20USA.jpg","height":0,"width":0},"url":"https:\/\/www.eleste.cz\/kdyz-se-penez-nedostava\/","about":["Finance"],"wordCount":415,"articleBody":"         Ne v\u017edy je podnik\u00e1n\u00ed zlat\u00fd d\u016fl. N\u011bkdy je toto naopak pomalu bezedn\u00e1 j\u00e1ma, kter\u00e1 jenom polyk\u00e1 podnikatelovy pen\u00edze a zd\u00e1 se, \u017ee jich nikdy nebude m\u00edt dost. A zat\u00edmco se tak jednou soukrom\u00fd podnikatel touto \u010dinnost\u00ed skv\u011ble u\u017eiv\u00ed a m\u016f\u017ee si pochvalovat, jindy nev\u00ed, kam d\u0159\u00edv sko\u010dit a co d\u0159\u00edv zachra\u0148ovat. A m\u016f\u017ee to dosp\u011bt a\u017e tak daleko, \u017ee onen podnikatel dokonce ani nev\u00ed, \u010d\u00edm sv\u016fj podnik spasit. Proto\u017ee jsou t\u0159eba pen\u00edze na investice, na modernizaci, na placen\u00ed z\u00e1vazk\u016f nebo nejr\u016fzn\u011bj\u0161\u00edch povinn\u00fdch odvod\u016f, jen\u017ee se t\u011bchto jednodu\u0161e nedost\u00e1v\u00e1. Ni\u010d\u00ed pen\u011b\u017eenka nen\u00ed bezedn\u00e1.A kdy\u017e je podnikatel na dn\u011b a nem\u00e1, \u010d\u00edm by je\u0161t\u011b svoji firmu zainvestoval, \u010d\u00edm by ji zbavil probl\u00e9m\u016f? Pak p\u0159ijde ur\u010dit\u011b vhod n\u011bjak\u00e1 ta v\u00fdhodn\u00e1 p\u016fj\u010dka. Tedy p\u0159ijde vhod za p\u0159edpokladu, \u017ee ji doty\u010dn\u00fd z\u00edsk\u00e1. Co\u017e ale u podnikatel\u016f v nesn\u00e1z\u00edch rozhodn\u011b nen\u00ed samoz\u0159ejmost. Kdy\u017e se toti\u017e soukromn\u00edk ocitne v nouzi, nem\u00e1 logicky zrovna ide\u00e1ln\u00ed pozici pro vyjedn\u00e1v\u00e1n\u00ed s bankou. Banka po n\u011bm chce dolo\u017een\u00ed dostate\u010dn\u011b vysok\u00fdch p\u0159\u00edjm\u016f, po\u017eaduj\u00ed se po n\u011bm \u010dist\u00e9 registry dlu\u017en\u00edk\u016f a dal\u0161\u00ed p\u0159ednosti, je\u017e ale pr\u00e1v\u011b n\u011bkdo takov\u00fd nem\u00e1. A kdy\u017e nejsou takov\u00e9 po\u017eadavky bank spln\u011bny, je to beznad\u011bjn\u00e9. A \u017e\u00e1dost o p\u016fj\u010dku je zam\u00edtnuta.A co potom? Potom p\u0159ijdou ur\u010dit\u011b vhod nebankovn\u00ed hypot\u00e9ky bez registru, kter\u00e9 jsou na rozd\u00edl od bankovn\u00edch p\u016fj\u010dek lehce dostupn\u00e9 i \u017eadatel\u016fm, kte\u0159\u00ed nemaj\u00ed moc co nab\u00eddnout. U takov\u00fdch nebankovn\u00edch hypot\u00e9k bohat\u011b sta\u010d\u00ed, \u017ee m\u00e1 \u017e\u00e1daj\u00edc\u00ed podnikatel p\u0159\u00edjmy dosta\u010duj\u00edc\u00ed ke spl\u00e1cen\u00ed a \u017ee se za \u0159\u00e1dn\u00e9 spl\u00e1cen\u00ed zaru\u010d\u00ed z\u00e1stavou nemovitosti, a r\u00e1zem mu lze vyhov\u011bt.Takov\u00e9 nebankovn\u00ed p\u016fj\u010dky mohou nab\u00eddnout i velk\u00e9 pen\u00edze s dlouhou dobou spl\u00e1cen\u00ed a p\u0159\u00edjemn\u00fdmi spl\u00e1tkami a \u00faroky. A proto si je leckdo z podnikatel\u016f bere. Tady se za\u017e\u00e1d\u00e1 p\u0159es internet, a ne\u017e se \u010dlov\u011bk nad\u011bje, m\u00e1 to, co pot\u0159ebuje. Tedy pen\u00edze, je\u017e jsou mu zapot\u0159eb\u00ed pro z\u00e1chranu podnik\u00e1n\u00ed. Co\u017e je v danou chv\u00edli to nejd\u016fle\u017eit\u011bj\u0161\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdy\u017e se pen\u011bz nedost\u00e1v\u00e1","item":"https:\/\/www.eleste.cz\/kdyz-se-penez-nedostava\/#breadcrumbitem"}]}]